Securing a student loan for the first semester can feel daunting, but it's actually a straightforward process. Start by completing the Free Application for Federal Student Aid (FAFSA), which will determine your eligibility for federal loans. If additional funding is needed, consider private student loans from banks or credit unions. Remember to compare interest rates and repayment terms before deciding on a loan. Lastly, never borrow more than you need or can afford to pay back.